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	<title>Business Insurance - Financial Alternatives Inc.</title>
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		<title>IDENTITY THEFT PROTECTION</title>
		<link>https://financialalternativesinc.com/identity-theft/#utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=identity-theft</link>
					<comments>https://financialalternativesinc.com/identity-theft/#respond</comments>
		
		<dc:creator><![CDATA[ajanthony]]></dc:creator>
		<pubDate>Sun, 06 Oct 2024 21:47:03 +0000</pubDate>
				<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[Consumer News]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Identity Theft Protection]]></category>
		<category><![CDATA[Liability]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Account Safety]]></category>
		<category><![CDATA[ID Protection]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Safety]]></category>
		<guid isPermaLink="false">https://financialalternativesinc.com/?p=2154</guid>

					<description><![CDATA[<p>IDENTITY THEFT, the growing problem. Call 315-622-7000. You need to be Protected, I have the solution. Every day there is a new headline that makes the news about another company having their sensitive databases with YOUR sensitive information being exposed. Social Security numbers, License numbers, personal information&#8230; HIPAA Privacy Rules seem [&#8230;]</p>
<p>The post <a href="https://financialalternativesinc.com/identity-theft/">IDENTITY THEFT PROTECTION</a> first appeared on <a href="https://financialalternativesinc.com">Financial Alternatives Inc.</a>.</p>]]></description>
		
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		<title>The Importance of Cyber Security Insurance</title>
		<link>https://financialalternativesinc.com/the-importance-of-cyber-security-insurance/#utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=the-importance-of-cyber-security-insurance</link>
					<comments>https://financialalternativesinc.com/the-importance-of-cyber-security-insurance/#respond</comments>
		
		<dc:creator><![CDATA[ajanthony]]></dc:creator>
		<pubDate>Wed, 14 Feb 2024 22:07:10 +0000</pubDate>
				<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[Identity Theft Protection]]></category>
		<category><![CDATA[Liability]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Cyber Insurance]]></category>
		<category><![CDATA[Data Breach]]></category>
		<guid isPermaLink="false">https://financialalternativesinc.com/?p=1969</guid>

					<description><![CDATA[<p>The Importance of Cyber Security Insurance Today Large Companies survive Cyber Attacks, would yours? It’s not, &#8220;Will you have a Cyber Attack?&#8221; It is, &#8220;WHEN will you have a Cyber Attack?&#8221; Large companies survive Cyber Attacks. Would YOURS? All businesses are OBLIGATED to protect Personal Information. You can lose company money [&#8230;]</p>
<p>The post <a href="https://financialalternativesinc.com/the-importance-of-cyber-security-insurance/">The Importance of Cyber Security Insurance</a> first appeared on <a href="https://financialalternativesinc.com">Financial Alternatives Inc.</a>.</p>]]></description>
		
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			</item>
		<item>
		<title>Energy Supply Opportunity 2024 and Beyond</title>
		<link>https://financialalternativesinc.com/energy-supply-opportunity-2024/#utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=energy-supply-opportunity-2024</link>
					<comments>https://financialalternativesinc.com/energy-supply-opportunity-2024/#respond</comments>
		
		<dc:creator><![CDATA[ajanthony]]></dc:creator>
		<pubDate>Sat, 27 Jan 2024 20:00:00 +0000</pubDate>
				<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[Consumer News]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Energy Supply]]></category>
		<guid isPermaLink="false">http://financialalternativesinc.com/?p=601</guid>

					<description><![CDATA[<p>Energy Supply Opportunity 2019 and Beyond</p>
<p>The post <a href="https://financialalternativesinc.com/energy-supply-opportunity-2024/">Energy Supply Opportunity 2024 and Beyond</a> first appeared on <a href="https://financialalternativesinc.com">Financial Alternatives Inc.</a>.</p>]]></description>
		
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		<title>Paid Family Leave Update: 2019 Rate and Max Contribution</title>
		<link>https://financialalternativesinc.com/paid-family-leave-update-2019-rate-and-max-contribution/#utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=paid-family-leave-update-2019-rate-and-max-contribution</link>
					<comments>https://financialalternativesinc.com/paid-family-leave-update-2019-rate-and-max-contribution/#respond</comments>
		
		<dc:creator><![CDATA[ajanthony]]></dc:creator>
		<pubDate>Wed, 05 Sep 2018 02:26:39 +0000</pubDate>
				<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Employee Benefits]]></category>
		<guid isPermaLink="false">https://financialalternativesinc.com/?p=1328</guid>

					<description><![CDATA[<p>On August 31st, New York’s Department of Financial Services (DFS) published the NY Paid Family Leave (PFL) rate for the 2019 calendar year.  For 2019, the maximum contribution rate for Paid Family Leave will go from 0.126% to 0.153% of the employee’s gross annualized wages capped at the new annualized New York State Average Weekly Wage [&#8230;]</p>
<p>The post <a href="https://financialalternativesinc.com/paid-family-leave-update-2019-rate-and-max-contribution/">Paid Family Leave Update: 2019 Rate and Max Contribution</a> first appeared on <a href="https://financialalternativesinc.com">Financial Alternatives Inc.</a>.</p>]]></description>
		
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			</item>
		<item>
		<title>Disability Insurance: misunderstood and underutilized.</title>
		<link>https://financialalternativesinc.com/disability-insurance/#utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=disability-insurance</link>
					<comments>https://financialalternativesinc.com/disability-insurance/#respond</comments>
		
		<dc:creator><![CDATA[ajanthony]]></dc:creator>
		<pubDate>Mon, 20 Aug 2018 13:31:58 +0000</pubDate>
				<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Why you need disability Insurance]]></category>
		<guid isPermaLink="false">https://financialalternativesinc.com/?p=1220</guid>

					<description><![CDATA[<p>Nobody expects to be disabled.  Nobody wants to think about being disabled.  This only happens to other people&#8230; Until, it strikes out of nowhere.  A car accident, a knee injury, a back injury, a stroke, heart attack&#8230;  You need to protect yourself with some kind of disability plan that can protect [&#8230;]</p>
<p>The post <a href="https://financialalternativesinc.com/disability-insurance/">Disability Insurance: misunderstood and underutilized.</a> first appeared on <a href="https://financialalternativesinc.com">Financial Alternatives Inc.</a>.</p>]]></description>
		
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			</item>
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		<title>Bad Decisions</title>
		<link>https://financialalternativesinc.com/bad-decisions/#utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=bad-decisions</link>
					<comments>https://financialalternativesinc.com/bad-decisions/#respond</comments>
		
		<dc:creator><![CDATA[ajanthony]]></dc:creator>
		<pubDate>Sun, 22 Jul 2018 02:50:48 +0000</pubDate>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[Consumer News]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Liability]]></category>
		<category><![CDATA[Property Insurance]]></category>
		<category><![CDATA[Alcohol]]></category>
		<category><![CDATA[BAC]]></category>
		<category><![CDATA[Blood Alcohol Content]]></category>
		<category><![CDATA[Choices]]></category>
		<category><![CDATA[Decisions]]></category>
		<category><![CDATA[DUI]]></category>
		<category><![CDATA[DWI]]></category>
		<guid isPermaLink="false">https://financialalternativesinc.com/?p=1033</guid>

					<description><![CDATA[<p>Choices can be sometimes hard to make.  You are in your car.  The ever present phone rings, beeps, chirps, vibrates, it does something.  YOU are driving, but our addiction to this device does not stop us from the desire to see what we are missing. We see it too many times [&#8230;]</p>
<p>The post <a href="https://financialalternativesinc.com/bad-decisions/">Bad Decisions</a> first appeared on <a href="https://financialalternativesinc.com">Financial Alternatives Inc.</a>.</p>]]></description>
		
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			</item>
		<item>
		<title>Real Voluntary Employee Benefits that they can value.</title>
		<link>https://financialalternativesinc.com/real-voluntary-employee-benefits-that-they-can-value/#utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=real-voluntary-employee-benefits-that-they-can-value</link>
					<comments>https://financialalternativesinc.com/real-voluntary-employee-benefits-that-they-can-value/#respond</comments>
		
		<dc:creator><![CDATA[ajanthony]]></dc:creator>
		<pubDate>Thu, 12 Jul 2018 01:51:45 +0000</pubDate>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[Consumer News]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Identity Theft Protection]]></category>
		<category><![CDATA[Property Insurance]]></category>
		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Payroll Deduct Employee Benefits]]></category>
		<guid isPermaLink="false">http://financialalternativesinc.com/?p=611</guid>

					<description><![CDATA[<p>Employers are finding it difficult to give their employees benefits that have real value.  Trying to maintain even a core benefit like health insurance is becoming harder and harder due to the escalating cost. There is an answer to those employers who want to give their workers something that can be [&#8230;]</p>
<p>The post <a href="https://financialalternativesinc.com/real-voluntary-employee-benefits-that-they-can-value/">Real Voluntary Employee Benefits that they can value.</a> first appeared on <a href="https://financialalternativesinc.com">Financial Alternatives Inc.</a>.</p>]]></description>
		
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			</item>
		<item>
		<title>New York Loosens Commercial Insurance Regulations for Large Insureds</title>
		<link>https://financialalternativesinc.com/new-york-loosens-commercial-insurance-regulations-for-large-insureds/#utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=new-york-loosens-commercial-insurance-regulations-for-large-insureds</link>
					<comments>https://financialalternativesinc.com/new-york-loosens-commercial-insurance-regulations-for-large-insureds/#respond</comments>
		
		<dc:creator><![CDATA[ajanthony]]></dc:creator>
		<pubDate>Tue, 29 Nov 2011 16:52:48 +0000</pubDate>
				<category><![CDATA[Business Insurance]]></category>
		<guid isPermaLink="false">http://financialalternativesinc.com/?p=432</guid>

					<description><![CDATA[<p>New York State Department of Financial Services announced on Monday that it issued new regulations to implement a recently adopted state law that deregulates most insurance business for large, sophisticated companies. The law exempts insurers from rate filing and form approval requirements when issuing a policy to companies that generate annual [&#8230;]</p>
<p>The post <a href="https://financialalternativesinc.com/new-york-loosens-commercial-insurance-regulations-for-large-insureds/">New York Loosens Commercial Insurance Regulations for Large Insureds</a> first appeared on <a href="https://financialalternativesinc.com">Financial Alternatives Inc.</a>.</p>]]></description>
		
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